Volume-XI, Issue-V, September 2025 |
An Assessment of Coverage, Implementation and Effectiveness of Ayushman Bharat in Uttarakhand Ankit Rawat, Research Scholar, Department of Economics, Hemvati Nandan Bahuguna Garhwal University, Srinagar Garhwal, Uttarakhand MC Sati, Professor & Head, Department of Economics, Hemvati Nandan Bahuguna Garhwal University, Srinagar Garhwal, Uttarakhand |
Received: 25.09.2025 | Accepted: 29.09.2025 | Published Online: 30.09.2025 | Page No: 184-195 | ||||
DOI: 10.29032/ijhsss.vol.11.issue.05W.146 | |||||||
ABSTRACT | ||
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) represents India’s flagship initiative toward achieving Universal Health Coverage (UHC), offering financial protection for secondary and tertiary healthcare to economically vulnerable populations. This paper examines the coverage, expansion and implementation dynamics of PM-JAY in Uttarakhand using multi-year secondary data on total beneficiaries, hospital enrolment, empanelled PM-JAY hospitals. Trend analysis and coverage ratios were employed to assess program growth. The findings reveal a steady increase in both beneficiary coverage and hospital empanelment, with notable contributions from community health workers in card generation. However, gaps persist in the proportion of total hospitals covered under PM-JAY, and beneficiary utilisation rates indicate scope for improved awareness and service access, particularly in remote districts. The paper underscores the importance of sustained outreach, equitable distribution of empanelled facilities, and robust monitoring to bridge coverage gaps and enhance the scheme’s impact in achieving UHC goals in hilly and underserved regions. These insights provide actionable evidence for policymakers to strengthen PM-JAY’s implementation framework in Uttarakhand and similar geographies. | ||
Keywords: Ayushman Bharat, PM-JAY, Universal Health Coverage, Health Policy, Beneficiary Coverage |